CONDITION OF THE LOAN
1- The interest rate is 2% per year and the grace period is at least 3 months before the beginning of the repayment of the loan.
1- The interest rate is 2% per year and the grace period is at least 3 months before the beginning of the repayment of the loan.
2- The repayment term of the credit is concluded between the borrower and the lender and varies according to the amount to be borrowed.
3- The repayment of the loan will be done monthly according to the repayment plan that the lender will have to submit to the borrower.
4- The borrower will have to present a copy of his passport or identity card and fill out the registration form of the loan application.
5- The borrower will have signed a loan agreement and a credit insurance certificate. This credit insurance certificate will guarantee the borrower in case of death, loss of work due to severance pay.
6- All these documents will be coordinated and authenticated by a notarial firm according to the requirement of the bank.
7- The borrower will have paid the credit insurance tax to guarantee the repayment from beginning to end according to the depreciation plan.
8- The borrower must also make us a letter of acknowledgment of debt just after the transfer of the funds is transmitted to him.
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LOAN FORM